Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy is always secure and kept confidential as stated in our privacy policy agreement.

Who has access to my data?

Vanir Capital never shares your personal details with third parties, unless for dedicated business purposes, such as reporting to credit bureaus.

As an existing Investor I would like to change my order
how do I go about it?
  1. Send a mail requesting for a “Change Order” investment@vanircapital.org and (+234)818 027 9270
  2. In your communication, specify the required changes to amount and tenor
  3. 3. After the request have been received and approved, an updated letter of investment and/or investment projection will be provided to you
Are there fees on Investments?

Yes, there are some fees on investments with Vanir Cooperative and these are listed below:

  1. MANAGEMENT FEE:
    A one-off fee of 0.5% Flat on Total Principal Amount managed by Vanir Capital. This is charged on rollovers, investment top-ups and new investments and charged upfront.This fee is the cost of having your portfolio professionally managed by Vanir Capital.
  2. STATUTORY TAX (With-Holding Tax): 10% On Accrued Interest monthly. This charge is mandatory and fixed by government. This is WHT (With-Holding Tax) which is 10% flat of every income as directed by law, and will be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service). Your Tax Identification Number which is a requirement for tax remittances would need to be provided and a tax credit note will be provided to all investors at the end of the year.
  3. PREMATURE LIQUIDATION FEE:The Pre-Liquidation charge is a penal charge implemented upon early liquidation (Part or Full) of investments. For full liquidations, One-month notice and forfeiture of interest due for the month.

    For part liquidations, One-month notice and 1% of liquidated amount. This charge is calculated and deducted before the requested investment principals or returns are paid.

Are there tax obligations on loans or investments?

Our loans are not taxed; however, the investment returns have a charge of 10% Withholding tax (WHT) flat which would be deducted from your monthly interest and remitted to the FIRS (Federal Inland Revenue Service).

Are there hidden charges?

There are no hidden charges on our loans. The rates are clearly stated in the offer letters sent to customers.

What is Credit Bureau?

This is a company that collects information relating to the financial performance with regards to credit facilities of both individuals and corporate bodies and makes this available to banks and finance companies.

What is a Credit Score

This is a number that relates to how likely you are to repay a debt. Banks and lenders use this to determine the risk level associated with approving loans for individuals or corporate bodies.

How does Vanir Capital work with the Credit Bureau?

Vanir Capital collects and also gives data on the credit history of customers to the Credit Bureau.

Can I trust Vanir Capital with my data?

When doing business with Vanir Capital your personal data and privacy